Janaly vs. general AI assistants

Your AI analyst for real estate private lending.

A general AI assistant can be set up to do much of this. With Janaly, it comes built in.

The difference is who supplies the lending methodology. With an assistant, you set it up, keep it running and check it. Janaly brings it with the product, backed by more than ten years of lending reporting and analytics experience.

The number comes from the same place, by the same definitions, every time you ask.

Getting a number.

Both can reach your data and answer a question. The difference is whether the answer comes back the same way the next time you ask.

What you needWith a general AI assistantWith JanalyDifference
Reaching the dataUpload a file or use a connector.Read-only database connection, or upload a file and use the whole product on it.Even.
The same number when you ask againA fixed calculation can repeat a result; a question in chat is worked out again. Someone has to build and keep the fixed version.Answered from the report's stored figure, or calculated from the report's data under its definitions.Janaly, with nothing for you to build.
Lending questionsAny question, in prose or code. What counts as a loan, a balance or a month is set by your instructions.Any question your reports can answer, with the lending definitions applied and every figure traceable: counts, balances, rates, weighted averages, shares and changes, by any dimension and period, across reports by loan ID, as a table, chart or export.Janaly. The methodology is part of the product.
ExploringSlice, chart and re-slice freely.Slice, band, cross-tab, top-N, series and chart, the loans behind any figure, and export. Always under the report's definitions.Both. Janaly's stays governed.

Keeping the report.

An answer is one moment. A lending report has to hold from one month to the next, on your schedule, with every earlier month still there.

What you needWith a general AI assistantWith JanalyDifference
Next monthSet up a recurring task and keep it maintained.The saved methodology re-runs on schedule; the numbers are produced by Janaly's engine, the note on what changed is written by Janaly.Janaly. The methodology re-runs, not a prompt.
Months already reportedKeep the earlier results and give it instructions to compare them.Every refresh is compared with the months already reported and the differences are recorded. A workbook that doesn't match is not saved.Janaly. Automatic, figure by figure.
Versions and changesFiles, chat history and saved results. Keeping a result together with its method is a workflow someone designs.Every change and refresh creates a new version that keeps the same methodology. Change a report in plain English; earlier versions are unaffected.Janaly.
DefinitionsYou supply them, or someone builds a calculation that applies them. Getting the population, denominator and weighting right is on whoever built it.Set in the report and applied to every figure: active loans, delinquency buckets, balance-weighted averages, draws disbursed.Janaly. It supplies the definitions and applies them.
The deliverableText, charts, a workbook and a PDF, on request or by a task you set up.A live-formula workbook, its data checked against the calculated figures before saving; a PDF; both emailed on schedule with Janaly's note.Janaly, on the checked, delivered workflow. Both can make a workbook.

Trusting a number.

Before a number reaches your C-suite, someone has to be able to show where it came from, and what happens when the data can't answer.

What you needWith a general AI assistantWith JanalyDifference
Checking a figureIt explains, and can show its code. A trail back to the rows and versions exists if your workflow keeps one.The loans behind it, the filter, the report and the version. In answers about your reports, a figure Janaly can't trace to its own calculation is removed.Janaly. The trail is kept for you.
A missing fieldIt can say what's missing; what happens next depends on your instructions.Janaly says it isn't in the report, checks your source, and offers to add it, or says plainly that the check found nothing.Janaly, on fixed behaviour.
A question with no good answerIt may answer, qualify or decline.Janaly declines and says why: outside the population, or a definition the report lacks.Janaly. Rules, not a prompt.
ChecksRuns the checks you specify; how much they cover is on whoever specified them.The workbook's data is checked against the calculated figures before saving, and a data-quality scan runs on every build and refresh.Janaly.
  1. General AI assistant capabilities vary by product, plan, connected tools and configuration. Data quality is a shared requirement and isn't compared here.

Your next report, built from one sentence.

We're opening Janaly to a small group of real estate private lenders first. Janaly isn't a sign-up-and-figure-it-out tool: John onboards every founding lender personally.

Join the waitlist

Free for a limited time for selected founding lenders.